Posts Tagged ‘We Dare You’

Design is now everyone's job.

If Big Blue can pivot, so can you.

When asked to think of an agile, design-focused business, Apple or maybe Tesla probably come to mind. IBM probably won’t – but maybe they should. Having invented everything from mag stripe cards and the ATM, to floppy disks and disk drives, UPC barcodes and SQL programming, IBM has been the prototype Big American Corporation almost since it…

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She glances at the flexible holo-phone wrapped around her wrist...

Fitting in is the future of financial tech

Pardon me just a moment while I don my wizard hat and polish the ol’ crystal ball… yes, the swirling images are getting clearer, the clouds of possibility coalesce… I see… an average, mild-mannered credit union member. She glances at the flexible holo-phone wrapped around her wrist, smiles, taps twice, and continues with what she was doing.…

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There is an option to The Slow Fade.

Day after day after day, too many credit unions have kept doing the exact same thing they always have, for members they have always had. As a result, too many end up focused on trying to stay afloat with an aging membership and rising overhead costs, spending less and less money and effort on anything that can improve their future…

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No "vision" or "mission" gobbledy-gook.

Where’s your Master Plan?

Elon Musk, best known as the CEO of Tesla and SpaceX, has a very interesting document on his company’s blog — the second half of his “Master Plan”. He’s achieved or is close to achieving the goals he laid out in the first half of his Master Plan, and he’s now working on the rest.…

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Go where the big boys can't follow

Five Big Ideas for transforming your CU

It’s a tough time to be on the smallish side as a credit union. It’s getting harder to compete with larger FIs of all stripes, and it’s tougher to stay in the black while offering the same things everyone else does. Maybe THAT’s the problem. You don’t need to offer everything to everybody, especially what…

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Drop your pants and dance.

Drop your pants and dance

After the MAC conference in Las Vegas, my wife and I decided to stay an extra day and see the sights. Among many other weird and wonderful things and people, one of the sights we saw on Fremont Street was this magnificent rendition of cupid. Some people just sit there with a sign and beg, but this…

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there are still a lot of things small CUs can do to survive and thrive.

Five ways to make a small CU roar

According to this article by Glenn Christensen on CU Insight, small credit unions are notably less efficient with their marketing dollars. The numbers are gloomy, but not all that surprising. After all, the cards are stacked against the pipsqueaks in many ways, not just limited budgets — marketing time, attention, money and (dare we say it?) talent are all…

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Think big. Now think bigger.

If there’s one thing I wish I could shout into every credit union marketer’s ear, it’s this: “THINK BIGGER!” With every project. Every product. Every campaign. Every thing you do. Every step of the way. It will make all the difference in your results, your experience, and your success. For example: “Think about the biggest possible…

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Pick up the phone and call! Rent-a-Brain operators are standing by.

Innnntroducing…Rent-a-Brain!

Are you responsible for too many initiatives, an overabundance of priorities, an excess of tasks at hand with way too few fingers to get it done? Are you a slam-packed, schedule-smacked, shell-shocked, docket-pocked shell of your former self, trying your best to appease particularly pesky purveyors of arbitrarily outrageous deadlines? In short, has the fun…

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How to spot a silo

Departmental silos are still one of the biggest problems at credit unions, and I am always surprised when a CEO is unaware of them. Maybe it is because I grew up around small rural midwestern towns. Every day you would see silos outlined against the sky, dwarfing the other farm buildings. It was common knowledge that these tall, windowless tubes…

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