departments are better used for focusing talents, not establishing fiefdoms

How to spot a silo

Departmental silos are still one of the biggest problems at credit unions, and I am always surprised when a CEO is unaware of them. Maybe it is because I grew up around small rural midwestern towns. Every day you would see silos outlined against the sky, dwarfing the other farm buildings. It was common knowledge that these tall, windowless tubes…

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Not your Grandma’s Credit Union

PROBLEM: Harvester Financial is a small credit union that needs to grow. The manufacturing plant where they started had been closed years ago by their original SEG, which itself had been sold and merged into another company. Even with mergers membership was aging, and the credit union wanted to update their image in order to bring in younger members. While their…

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The Credit Union name also comes from a different era, with plenty of similar limitations.

What ad agencies and credit unions have in common

Ad agencies have a real problem; they don’t like being called ad agencies. For most of the people working in the industry today that term should have been left behind, maybe as far back as in the ’60’s (especially once it was overly-romanticized by the TV series “Mad Men”). But if nothing else, that show has shown the enormous changes…

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When you simplify everything, marketing is about making connections

Marketing is too important to be left to Marketers

Marketing has traditionally been the domain of a few creative people in your organization, whose work is sometimes appreciated (and sometimes tolerated) by the rest of the staff who tend to have no idea what marketing really does all day. Well, nothing against your Marketing Department, but marketing is too important to be left up to just them. And, by the…

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Some projects won't fit the skill set of the people you have in-house.

In-house, or outsource? 3 ways to tell.

Credit unions, like many companies, go through times of tightening budgets and cutting back on outside expenses. Marketing is often the department that feels the biggest pinch. Occasionally some interesting management logic occurs, and more personnel can be added because the HR budget is a different line item than Marketing. (I never have figured that one out.) But…

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Gosh, isn't it sort of mean to make Grandpa buy a new computer? This one's only ten years old...

Take an active role in member security

When we build a credit union web site, we get a lot of security questions related to compatibility with older browsers. Depending on who you ask and what numbers you believe, somewhere between 2% to 8% of the general public is still using very old versions of Microsoft Internet Explorer. Naturally, credit unions don’t want to leave…

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There's a difference between building consensus  and simply being a doormat.

Big decisions are more successful when everyone understands WHY.

When it comes to big decisions, some people seem to know what to do. They understand the need for a change, and they take it as their personal responsibility. They take the lead, build consensus, and make it happen. What I don’t understand are people that let others decide for them. Especially on big decisions, the type that could mean…

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Time + attention + money = total resources

Money isn’t everything – budget time and attention too

What’s your total marketing resources? No, not just the number of dollars you spend on media, services, and clicky pens. I’m talking about the other parts of the equation: time and attention. Time + attention + money = total resources. Time, of course, is a combination of staff time (how much time can and should you…

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three steps you need to take in order to start managing your boss.

Meh boss? Maybe it’s you.

You may actually have a lousy boss and work in a toxic environment. If so, then you should run, not walk, to the nearest job exit. But if your Boss is basically okay, yet your job seems to be going nowhere and you don’t seem to get the opportunities you say you want, then it may not be the…

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Think of your department as a client, and develop a marketing plan

Does your marketing department deserve more respect?

Your in-house marketing department is likely made up of capable, well-qualified and talented people, yet it may feel that you never get any respect from management or the rest of the company. You seem to get stuck doing all the small, tedious jobs while outsiders are brought in for the big, important projects. You obviously…

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