Think Beyond the Rate

What will lenders do when people stop owning cars?

This jelly-bean-looking EV is already signing people up for a waitlist while it goes through testing. Because electric motors and batteries take up less space, the inside of a Canoo is “as big as a Suburban, with a smaller footprint than a Prius.” The interior has sofa-like seating, and “enough room to easily fit a…

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it's time for some new ways of thinking

20 Monster Ideas for a Monster 2020: Part 1

It’s a new decade, and it’s time for some new ways of thinking. We sat down and made a list of 20 Monster Ideas we’d like credit union marketers to ponder as we head into 2020. Here are the first ten ways to pump up differentiation, connect with the next generation, break out of your…

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it's time for some new ways of thinking part 2

20 Monster Ideas for a Monster 2020: Part 2

It’s a new decade, and it’s time for some new ways of thinking. We sat down and made a list of 20 Monster Ideas we’d like credit union marketers to ponder as we head into 2020. Last week, we shared the first ten ways to pump up differentiation, connect with the next generation, break out…

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is it time to panic yet?

It’s a Tech Takeover! Everybody panic!

Google is doing checking accounts! Apple has a credit card! Walmart has both! It’s a Tech Takeover!! (Cue EVERYBODY-PANIC.gif) Everyone has been predicting a tech/retail giant takeover of personal banking, specifically checking or “transaction” accounts, for a while, but… is it really time to panic? Or can we panic later? What’s the right level of…

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Budget Season: Different is your best investment

CU Budgeting for Weird Times: Double Down on Different

It’s budget season for credit unions, but it’s also silly season in politics and wacky times in finance. Even the weather is off-the-charts odd, and strange growth-eating monsters are creeping over the horizon in every direction. In times like these, how do you even begin to make your plans for the strange and stranger times…

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Sometimes you just have to rip that band-aid off the elephant in the room (truth).

The truth will set you free

Some of our favorite “shop talk” with fellow credit union marketers over relaxing beverages are tales of losing clients because we told them the truth. You might say that one of our traits as a company (and, honestly, as individuals) is bluntness; we’ll say and ask about things that make people uncomfortable. It’s a gift.…

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This should be a long-term relationship. Hire for your future.

Culture vs. cost: how to find the right CU partners

A good fit between your credit union’s culture and your agency’s culture is the single biggest factor in success – far more than pricing. In fact, compatible cultures will minimize your costs and maximize marketing and brand effectiveness. There are lots of good companies out there doing great work for credit unions. While none of…

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Creativity is intelligence having fun.

Four things to try when you have no idea what to do next.

Staring at a blank piece of paper. Stuttering to a stop halfway into a project, not knowing how to keep it moving. Hitting a dead end that you didn’t see coming. We’ve all experienced that stomach knot of panic when you have no idea what to do next. Lucky for us there are at least…

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shortcuts and life hacks will always have power

Your members want more shortcuts

Your credit union needs to become a shortcut. A life hack. A pro tip. People love that feeling of skipping the line, of getting the most out of minimum effort. And credit unions are perfectly positioned to deliver. Words like “convenience” or “24-hour access” don’t mean much any more. They’re cheesy, misused, and tired. But…

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Details matter. Details differentiate.

Why daily details matter

I recently read an article about the rise of cupholders in cars. It turns out to be a more interesting and important topic than you might think. And there are lessons every marketer can learn from the Great Cupholder Revolution. In a nutshell, cupholders in American cars started entering the mainstream in the 1960s, as…

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