Penalty, or worth paying?

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An interesting thing happened after consumer protection laws went into effect. Instead of avoiding fees, most people have opted to pay them. 75% of consumers are signing up for overdraft protection, according to Moebs, a banking industry consulting service* who surveyed 2400+ banks and credit unions. Those who habitually overdraw…

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Finally. Absolutely FREE ODP.

By | Marketing | 5 Comments

I’m not sure if this was intentional or not, but opting out of Overdraft Protection actually enables someone to overdraw their account with no penalty. Case in point: I opted out of ODP on my daughter’s checking account (which is tied to mine online) so that she couldn’t go to…

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